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Avoid Pitfalls of Roofing Insurance Claims

Roofing insurance claims can be problematic. Examine the fine print on your homeowner’s insurance policy prior to a disaster or storm damages your roof.

Homeowners Insurance can save you thousands of dollars in costly repairs after a storm or other disaster. Nevertheless, insurance is not always the remedy. Some situations are not covered.

Get estimate from at least to 3 Roofing Companies!

Avoid unanticipated costs with roofing   insurance claims… you must review closely your homeowner’s policy.

You must know the Policy Exclusions

Insurance companies often exclude certain items and repairs from coverage to protect themselves from fraud. For instance, your roof insurance will not cover you chopping your roof up with an ax to claim the insurance monies.

But exclusions are not always that cut and dry. Each insurance source covers roof damage in different ways. Examine your policy to discover if yours has a few of these common exclusions:

If you are filing an insurance claim after suffering significant roof damage… call (301) 328-2002 to speak with our experts about the smartest way to proceed.

Improper maintenance: Insurance companies will frequently inspect the damage described in your claim. If your insurance provider concludes that the damage was due to inadequate roof maintenance, you will be liable for the replacement expenditures.

Materials: Some insurance policies will not cover specific roofing materials, such as slate, recycled shakes or other “green” resources because of the additional upkeep expenditures. Please review your insurance policy prior to installing a new roof to certify the cost will be covered.

Old roof: Since it is unrealistic for insurance companies to cover a roof that is approaching the time for replacement… many insurance companies will not cover roofs more than 20 years old.

If your insurance company has a limitation on the age of your roof. It is essential to recognize how a roof’s age is characterized. While various owners will put new shingles over old, various insurance companies will not grade this as a new roof. Many insurance companies calculate the age of a roof from the bottom layer of shingles.

Also… most insurers will not insure a roof with more than 2 layers of roofing material.

Repair vs. full replacement: In several cases, homeowner’s insurance will cover only roof repairs but not a complete roof replacement. Characteristically, insurance companies cover repairs, such as shingles lost after a storm. But if the destruction implies you need to replace the whole roof, your policy might not cover the entire cost.

Maintaining Your Roof

Since your insurance company will not cover destruction caused by inappropriate care, it is good to always keep your roof in exceptional condition:

  • Have your roof examined frequently by a qualified roofing expert who can watch for areas that need repair.
  • Keep the roof free of debris, such as sticks and leaves. Also keep your gutters clean.
  • Get rid of any dead trees on your property that could perhaps fall on your roof.

Contact Your Insurance Agent Prior To Repairs

If catastrophe strikes, you may want to call your roofer to repair your roof ASAP. But first, you need to speak to your insurance carrier. If you make fixes not covered by your policy, you may be caught with the bill when your insurance company rejects the claim.

It’s essential to keep in mind that each policy covers roof repairs in a different way. It’s straightforward to sidestep the dangers of insurance roof claims if you truly understand your specific homeowners’ policy.

The Handling of Roofing Insurance Claims

If your roof has suffered damage or you believe you have suffered damage… you ought to have your roof examined by a specialist as soon as possible. This examination will divulge the scope of the damage and give you a clearer idea as to whether it’s advisable to file a claim.

If you do wish to file a roofing claim… Here is what you ought to do:

  • Inform your insurance of the destruction and file a claim, offering them with the date and time of the roof damage, the cause of the property damage, a full depiction of the damage, the age of your roof, and your policy number.
  • Get a claim number from the insurance company.
  • Notify your insurance company you would like a roofing contractor there when the adjustor arrives to survey the damage. “Always” ensure you obtain contact information at the insurance company.
  • When the adjuster phones to schedule a time to examine your roof, call Chrome Exteriors and let us know about the adjustor’s scheduled visit and we will have a team member there too.

If your claim has been conducted accurately, the expenditure for replacing your roof ought to be marginal, preferably as low as just the amount of your deductible. If you have a “full replacement” policy, then the price will be just your deductible. If you have a “actual cash value” policy, then the company will deduct the value of your roof from the cost of your repairs and you are expected to pay the difference.

If you need assistance with a roofing insurance claim in Maryland… do not hesitate to reach out for help! Contact Chrome Exteriors at (301) 328-2002.


Insurance Claim Assistance in Maryland

Getting assistance repairing your storm damaged roof

We will support you get through the insurance process and returning your home to normal.

Storm damage can trigger roof leakages and water damage inside your residence. If you must file an insurance claim… Chrome Exteriors can work with your insurance adjuster all through the entire claim process. We are a dependable roofing company serving Maryland. We are also extremely knowledgeable in storm damage roof repair in Maryland.

How we can assist during your insurance claim process

  • We will meet with the insurance company to help with the claim process
  • We will provide detailed written estimations for roofing services
  • Recommend roofing materials to assist the prevention of future storm damage
  • Complete all roof repair and replacement work

Restore your home and give yourself a peace of mind

When you work with Chrome Exteriors to repair hail or storm damage, you can imagine a high quality Maryland roofing contractor workmanship and client services. We will meet up at a time that is ideal for you to review work specifications, materials, cost & warranty details. We offer emergency roofing service and will resolve your inquiries and present you with a detail assessment for the roofing work, siding work, or gutter work you require.

Hail Damage Roof Repair in Maryland

When it hails, the desire for roofing repair increases rapidly. Do not be deceived by storm-chasing roofing repair businesses. If you have any concerns with the roofing company after they have left the scene… you will be left holding the bill when they leave!

As an alternative, when hail strikes, trust Chrome Exteriors to take care of your Maryland hail damage repair. We are an Maryland roofing company that offers roofing repair services… And we stand by our work. We believe you only get one chance at a first impression… We always leave a good one!

Hail Damage Roof Repair Services in Maryland

When the weather turns and hail harms your roof, our team of Maryland hail damage professionals are here to set your roof straight with repairs at a reasonable price. Just contact us… And we will support you with a free quote for hail damage repair. We will work with your insurance company by assisting in filing of insurance claims. Chrome Exteriors want to make sure that you are taken care of, and your roof is restored to like-new condition with quality.

Hail Damage Repair for Maryland

Hail damages effects several types of roofing in many ways. Hail damage may include:

  • Hail damage to asphalt roofing. Hail crushes the asphalt shingle, which strikes loose protecting granules. Replacement of these damaged shingles is vital to safeguard a long roof life.
  • Wooden shingles. Wooden shingles crack up under harsh impact. This type of hail damage requires urgent repair.
  • Slate shingles. Slate roofing has a predisposition to crack up or shatter under hail impact. This triggers significant amounts of shingles to fall from the roof.
  • Wind and storm damage. Hailstorms are often be associated with huge thunderstorms with high winds. All shingles are susceptible to the harm and can be ripped free.

No matter the hail damage to your Maryland residence… We can fix it! Our team at Chrome Exteriors are local, totally insured, and work with your insurance companies to safeguard that your house is well taken care of. Please call us in for any hail damage repair… We take care of the rest.


Hail Damage Roof Repair for Suburban Maryland

Hail & Storm Repair

  • Free & thorough assessment of roof for storm and roof hail damage.
  • Examination covers roof shingles, gutters, skylights, flashing, vent hoods, vent stacks, chimney caps & chimneys.
  • Free estimates for all proposed roof repairs.
  • We offer a swift & expert repair / replacement service of storm-damaged roof/properties.


Chrome Exteriors for Hail Damage

When hail damages Maryland homes, the knowledgeable homeowners hire Chrome Exteriors for their emergency roofing demands. Our knowledge and local roots make us the obvious choice for Maryland hail damage repair between Frederick, Baltimore, and Washington DC Metro Areas.

Our team of certified Maryland roofers would be delighted to repair your roof at an affordable price. Give us a call today, and we will offer you with a free valuation for your roofing repair needs.


Emergency Roofer in Maryland

When the weather turns to unpleasant, Chrome Exteriors is here for your emergency roofing needs! In the event you require an emergency roofing repair… Please consider giving us a call. We will recommend you professional roofing repairs on a rigid schedule so that your residence is waterproof and new.


Emergency Roofing in Maryland

Our emergency roofing repairs are not only quick and trustworthy but priced as well! We have precisely the right equipment a Maryland roofing company needs to repair your roof after a bad storm or hail damage. When put together with our simple and clear pricing…

Get your emergency roofing repairs with Chrome Exteriors today by giving us a call…. Or Online Quote.

Maryland Emergency Roofing Services

There are numerous reasons you may require emergency roofing repairs, including:

  • Roofing leakages around roof incursions, usually triggered by faulty flashing
  • Roof wear-and-tear triggering leakages due to old age or strong storms
  • Tree branches and storm debris
  • Hail damage
  • High winds destroying loose shingles
  • Ice blockage and snow build-up

No matter what the cause, if you need Maryland roofing repair work done without delay… we are here to support. Our roofers are qualified, fully insured, and offer free estimates before executing any work so that our pricing is clear (and reasonably priced!).

Partner with Chrome Exteriors for Emergency Roofing Repair in Maryland

When storms strike Maryland homes, prudent homeowners hire Chrome Exteriors for their Maryland emergency roofing requirements. The explanation is simple: our firm is devoted to the ultimate specifications of roofing quality in both our ordinary work as well as our emergency roofing repair.


Common causes of roofing disasters

  • Prolonged upkeep and natural wear & tear
  • Fallen tree branches
  • High gusts of wind tearing off shingles or roof decking
  • Freeze dams and ice accumulation in valleys
  • Incorrect installation practices
  • Flashing malfunctions at roof infiltration’s, around chimneys, exhaust stacks, and dormers


Stuff to remember during a roofing emergency

In the case of a Maryland roofing emergency… Please ensure you remember these three points

  • Don does not go up on the roof yourself: A ravaged roof is a hazardous setting; you should let a roofing specialist be the first to check it out
  • Cover the interior: Utilizing plastic sheeting to safeguard the interior of your home and help thwart leaks
  • Scrutinize the roof visually: From the ground… take a visual assessment of your roof to take notice of wreckage and probable damage

Our team of skilled Maryland emergency roofers would be delighted to repair your roof at a reasonable cost.

Give us a call today, and we will offer you with a free assessment for your roof repair needs.


Get Started with a Free Quote for Roof Repair in Maryland!

Do you require a skilled team to repair your local roof? There is one name that you ought to contact for a trusted roofing firm in Maryland that delivers full-service care and certified solutions— Chrome Exteriors.

To discover more about Chrome Exteriors services and the products that we offer… Please call today.

You can also fill out our online form to ask for a complimentary, no-obligation assessment.



Home Improvement – Suburban Maryland Metro Areas

If your Home or Business needs a new Roof… We have a service catered for you: